Bill Me Later is a company owned by pay pal, I used it once and never received a statement, I received no less than 7 advertising type emails from bill me later but no statement. By chance I went to my paypal account to see if any payment was due and learned my payment was 2 days late with a 25 dollar late fee. This is a deceptive banking violation and will be reported as such to the FDIC and banking commission read full review »