We had called Care One Credit hoping for help on consolidating our bills. They referred us to Persels & Associates LLC. We are two months into the program when I receive a statement today showing what they have received and what they have taken out of our escrow. 75% of what they are taking from us each month is going towards legal fees for 18 months! No one had informed us that we would be paying this. THey gave us a total for each month that they would pay our creditors. Finding out that none of the money we have paid has even went to... read full review »