You don't need to buy this insurance. If you use a credit card to book your travel, most companies offer a travel benefit which covers the same, if not more of what Travelguard offers. Call your credit card company and ask what is and isn't covered. They make the travel interruption service seem so easy, but it's not! Let's say you have a medical emergency and need to cut your trip short. First, you need a medical report, Then, you'll have to pay for the ticket back, then they'll "review" documents to see... read full review »