When we adopted our 5-year-old dog we decided to purchase pet health insurance in case she needed emergency care. After speaking with a company representative we opted for the Category 4 level which is $78 a month (an exorbitant amount for a small dog!) Still, we were assured this premiere plan would be best for an adopted animal because it covered things most plans did not - including injuries to the CCL. Several months later our dog was playing at the park and injured her leg severely. We rushed her to an emergency clinic and they did... read full review »