I was left a message on my work phone that a 'Joe' was calling to collect a bad debt and that I had better call back today or else. When I called the firm, he would not tell me why he called, questioned the address he called and suddenly said he 'must have made a mistake' it 'must have gotten the wrong person'. This message was left on my work phone jeopardizing my reputation for what is apparently an unsubstantiated debt. I owe no one anything - this firm clearly has strong arm tactics that cross the collections laws. I happen not to have a debt owed - I wonder what they do to people who actually do. read full review »