I paid my application fee of £79.99 on the 17.09.2010 and didnt get a loan because i didnt have a guarentor. So i sent them a letter asking for a refund which was within 30day. Didnt receive a refund so called them up and they said you didnt sign it so i signed another letter and waited another 30days still nothing. So called them up AGAIN and they said your money should be in your account with 4-5 days and they said this 7 imes!! Called today again (22.01.2011) and they said the money was put in your account on the 12.01.2011 i checked... read full review »