I sure do miss Citi-Financial Auto. I contacted Santander on 05/06/2011 in an attempt to get a deferment as a result of $5500.00 in vehicle repairs in the last 2 months. Currently may payment is up to date however the next payment is due 05/13/2011. I was told that the company was not approving deferments when the account is up to date. I was advised to wait until 06/01/2011 & call back a make the request @ that time. Should I wait until that date that will be additional interest &/or late fees. I simply can't understand why a... read full review »