This company took $99.49 out of my checking account which overdrew me and I got a NSF charge 3/21/11. Contacted them 3/24, said in 30 days I would have a refund. No refund, now its 5/6/11. Went to their web site above, has an address sent a letter to that address. Whoever lives there sent it back with a note. This is total fraud@!!! read full review »