I was dissatisfied with a Juniper(Barclay) credit card so I opened a credit card account with a Credit Union. Their method of transferring money was to send a check directly to Barclays (at the time I wasn't aware that Juniper WAS Barclays). The payment was for full balance and prior to the due date. I ignored notices that I still owed interest thinking they were behind in billing practises. Over five hundred dollars later (interest on interest plus fees) and ruined credit, they tell me "in the fine print it said for payoff, you... read full review »