When you pay into and insurance co. weekly, you expect to get help when you need it. aflac does not help. my husband is going to be off work for 8 weeks because of surgery. aflac paid him 966.00. that is supposed to fix everything. i want to know id they can pay their bills and buy groceries with that piddly ass amount of money. this co. is major rip-off if you ask me. read full review »