WHAT DO YOU THINK BANK OF THE WEST FEE! I WROTE A CHECK TO PAY BILL, I GOT INSUFFICENT FUND THEY CHARGEE $26 . I AGREE THAT CHARGE .BECAUSE IN THAT TIME I HAVE SOME AUTHORIZE WITHDRAW . THEN THEY CHARGE $5 FOR EVERY DAY BECAUSE MY CHECKING BALLANCE $ -115, DURING THAT TIME I CAN NOT ACCESS ON LINE EITHER, IT TOOK 7 DAY TO RECEIVED A LETTER FROM THE BANK. THEREFORE, I GOT CHARGED EVERY DAY $5 THEN I HAVE TO GO THE BANK DEPOSITE SOME CASH IN TO MY CHECKING AT NOON, THEY STILL CHARGED MY $5 FEE AT THE SAME DAY . BANK OF THE WEST... read full review »