Shelter Insurance is a ripoff company and I'm not your usual complainer. I have never complained about an insurance company but this one is terrible. I have rental houses and I asked all about their policies -- I've been in the business for 40 years -- I know what to look for. They out and out llied to me and then when I had a vandalism claim, they gave a very untrue and deceitful reason for denying my claim. NEVER HAVE I BEEN TREATED THIS WAY BY AN INSURANCE COMPANY SO BEWARE OF THEM. Attornies and other agents have looked at the denial and all say it is wrong and unfair. read full review »