I recieved a$500.00 loan from loan Point usa in 2008, I understood that they would deduct by weekly paymentsd from my bank account until the balance was paid. However, to my understanding the fee would equal $120 .00 which equals $620.00 repayment total after repaying close to $700.00 and numerous phone calls wih rude reps., from loan point I realized it was never going to end, so I had my bank stop payment on any future ACH transactions from them. I didn't here anything for a long time until a few months ago when I began recieveing... read full review »