I hired them in June, 2008, at which time they told me they'd accessed my credit report and found about $14, 000 debt, twice that which I knew about. I made it clear that I have bipolar and have difficulty handkling financial matters, and needed communications in writing as a record (memory deficit). Being uncomfortable with the thought iof such large devbt, I eventually was able to get a free credit report, and discovered that three "debts" were not debts at all, and that two credit cards had offered me liquidation at 0%. In... read full review »