AHMSI is the 4th in a long list of servicer groups who really don't give a damn about the note holder. It started with Ameriquest Mortgage and their promise to give us a free refinance in 2 years if we made all our payments on time and the ARM changed to a fixed rate around 4 percent. This was called their credit builder program. The document had a 3 year pre-pay penalty which now makes the offer fraud. Ameriquest Mortgage then went out of residential mortgage business and sold their interests to AMC the AMC LLC then they sold their... read full review »