I am late on my payments and I do know I owe them and am doing the best I can. My husband's job had gone thru a year of not paying well and so we've been making due with my income on bills. We now have a better income and are doing the best we can to get caught up but they keep hounding us. They do call 15+ times a day on cell, home and have now also added in calling the References we "HAD" to list on our application when we applied for the auto loan. These people have nothing to do with our loan and have no reason to also be... read full review »