I use to work at Consumer Financial Advisory Board. This company is a HUGE scam, and RIP OFF! They do NOT save you money, or lower your interest. They tell you they will, but they actually set you up with a financial plan, to save you money. But it actually sets you up for failure! They discriminated against me for being a teenager, and a lot of other things. Whenever they would ask me to stay late and work for 2 more hours, I would do it. And one day I had to be somewhere at 6 in South Tampa, it's about a 45 minutes to an hour... read full review »