THE SPORTSMANS GUIDE RUNS YOUR CREDIT REPORT IF YOU USE THERE 4 PAY PLAN . I used an american express card to pay for 200$ worth of product, the card has a large limit, they ran a credit check for "credit wortheyness" my card is credit worthyness!, QVC and HSN do not do this? and in doing so droped my credit score 12 points with a hard inqurey this i have a problem with>and no help from manager BOBBY OR SALLY THEY GIVE NO EMPLOYEE ID NUMBERS. read full review »