I sent this letter to The Hartford in response to their 'new lower rates' promo they sent me: "The Hartford May 10, 2011 To Whom It May Concern: I recently received the enclosed ‘Lower Rate Notice’ from you. The only ‘lower rate’ I am interested in was the one I had with you before you cancelled my policy. In January 2011, having almost no income, I did not have the full amount for the payment requested on the statement you sent me that was 3 times what I normally paid (under the guise of being... read full review »