I paid off in full a balance from a medical credit card of several hundred dollars. I then recieved a bill from the company that I owed them $1.00 which I sent them a check for. I then recieved a bill for late fee's a few months later. I called the number on the bill and the service agent told me it would be taken care of. Several years later I recieved a letter from a collection agency stateing I owed several hundred dollars in late fee's. It is now a charge off. read full review »