In October of 2010 I became a casualty of the economy and was laid off. I wnet on unemployment and tried to continue to make my payments on all my obligations. In January things began to get extremely tight financially. I started to look at many options. I looked at my credit cards and realized that when I opened them a number of years ago I had opted in for the credit protection. On January 26th I called my four credit card companies credit protection. CapitalOne was awesome, very easy to initiate the protection and theyh said they would go... read full review »