I DID APPLY FOR THE REFUND AND WAS DENIED, WHEN APPLYING FOR THE LOAN YOU AUTOMATICALLY GET INTO THE ID THEFT AND SO THEY WILL NOT REFUND FOR YOU DID APPLY BUT THEY GET YOU WHEN YOU DO NOT EVEN KNOW IT. AND SO I IN TURN DID UNKNOWNINGLY APPLY FOR IT AND I DO NOT GET A REFUND. SO BE CAREFUL WITH THIS LOAN COMPANY. IF YOU KNOW WHO WE CAN COMPLAIN TO LET ME KNOW. GOOD LUCK read full review »