Beware of this company, they'll never cancell the charges to your credit card. My kids stopped taking classes in Kuk Sool Won, Brownsville since february 2011. I asked to stop the charges to my card, and 3 months later, they still keep charging my card. This company is run by NICHOLAS COKINOS (EXT 222)/OWNER 2) JOHN COKINOS (EXT 221)/PRESIDENT 3) MARK COKINOS (EXT 219)/VICE-PRESIDENT 4) NED MUFFLEY (EXT 238)/GENERAL MANAGER. Just google Educational Financial Company, and you'll see the ammount of complaints they have, everywhere... read full review »