i had a overdrawn account with washington mutual back in february of 2004. Er solutions made attempts to collect the debt on washington mutual's behalf. After a couple of months i got back on my feet financially and right at that time er solutions sent another letter saying they would settle the debt for 30% less. I then took the initiative to settle with er solutions, a couple weeks letter i received my confirmation letter from er solutions stating that the debt is settled and considered paid in full, and to hold on to the letter for 4... read full review »