eBay and Paypal have an obvious monopoly (eBay owns Paypal) as demonstrated by the following: - eBay encourages the use of Paypal and makes Paypal the easiest payment method without providing the same level of support for non-Paypal options - eBay automatically freezes Paypal funds indiscriminantly based on a complaint by a buyer unlike standard credit card industry practice on billing/charging complaints - eBay accesses your Paypal account without permission - eBay continues to raise fees on sellers - eBay has removed the ability to... read full review »