Like others I fell across rough times and with rough credit i found these guys willing to loan me money. 400 plus 120 finance..after 4 payments of 120 i thought i was almost done. the said the were refinance charges and i still owed 520. well i stopped the bank, closed my acct and when i try to talk to them i cant get a written statement from them or their address or anything. twice ive gotten calls from them saying id be arrested if i dont pay them 4000 dlooars for lawyer fees and so on... I tell them to bring it on ill see them in court. they hang up and call back a month later. I hope they do take me to court... read full review »