I never applied for a credit one credit card.They sent me a card that I trashed and never activated. I started getting bills for a card that was never activated and used with a fees of $25 every month. Called the customer care rep - said that I had opened the account (LIE) and had all the info on me. Asked him to delete the account and also inquired how could the card be used without activation - he hung up the phone on me. They are pure scammers .. stay away from them! Called another rep and then had to talk with the manager to cancel the account. Fraudulent company - dont forget to report identity theft after getting your account closed. read full review »