In January '11 discovered I had something on my credit by accident, cheking my credit score. West Bay Aquisitions/National Recovery Agency placed a negetive on my credit for an account I never had, and was never billed for, nor received any products. I requested and inquiry for which I am told I will have to prove I didnt live at certain address at the time of the account or I will still have to pay for the account even if someone else opened it under my name. I did live at the address during the time of the acount, back in August... read full review »