Let's Call M&T Bank's computer system "Hal" I've been a customer of M&T since it was First National Bank of MD. "Hal, " M&T Bank's dimwit computer, knows this. I also have a checking account at Bank of America for my larger transactions. Hal probably knows this, too. I accidentally wrote a large check for $2500 on M&T check stationery which I meant to write on Bank of America check stationery. I made a mistake, mea culpa. Hal sprang into action and initiated an insufficient funds fee. Next day, the same... read full review »