I answered an ad for debt elimination and called for more info, The Program (ResQdebt) gave me a break down on how it works, they will get me debt free in 2 to 3 yrs from three credit card debts totaling $16, 000. My Payments will be $260.00 a month for 42 months for the three cards, and the first six payments are $224.00 which is part of there fees...The six month period is reguired before they can make a settlement to each debter, and there after $260.00 a month for 42 months ...so they said 7 months later and they have just begun to... read full review »