Please note the following regarding my mother's AT&T Universal Card account referenced above: 1) In August of 2009, I personally came to a payment arrangement with your Credit Department for this account, despite the fact that a payment by me was not required by law, since my mother was the only one issued credit and is the only legally responsible party. 2) A payment schedule, with no interest, was arranged for the sum of $497.00 per month, which was to be automatically withdrawn from my personal bank account until... read full review »