They called on my cell phone, said they were CRA & that they were collecting a debt on a Premier Visa card. I told her that I never had a Visa, then she said that Visa bought it from Chase Mastercard. The debt is $25K & change, but they'll settle for a little over $3K. I've never had a Mastercard, either & certainly never would run a credit card that high, if I had one! When I asked her about the debt, she said I opened the account in 1998. They would provide no written proof of the debt, citing that they don't have do to this! Even if I owed them money (which I don't) aren't they a little late trying to collect? read full review »