Do not buy investment insurance from this company especially if it is a huge policy. Since the economic blowout has hit and if you cannot pay the huge premiums, then you lose all you have paid in, which can be thousands and thousands of dollars, in my case over $34000, but a few lousey dollars. They have no sympathy or consideration for the economic situation whatsoever. All they care about is the money they got out of you and keeping it. My agent never delivered my policy even after a year, I didn't even have an opportunity to review... read full review »