Constantly calling stating that i owe more money in which i do not. 37 payments of 37 months so how could i owe any more. The contract was bought out by Santander from Citifinacial without any notification to the customers at all. The contract bought stated payments to start on 3/29/2008, however in several conversations with this company i found out that they had pushed my contract date back to 2/28/2008 which can not be done. I signed a contract stating the date above. I have made my payments however i have been charged late fees before the... read full review »