I recently received a letter from GE Money Bank saying that they would like to thank me for being a valued Banana Republic visa card customer, but they decided to lower my credit limit to half of the original limit based on their recent review of my credit history. I was totally shocked!! I never had a late payment and always paid on time. And even the GEMB customer services told me that I had a great history with the bank! I am a young professional (health care industry)making $60, 000 for the last 2 1/2 years. I never had one single... read full review »