November 2010 I went to ER due to being real sick and found out I had pneumonia and myocarditis. I was off work for a month and had no issues with Liberty Mutual. February 1st I was having chest pains, shortness of breathe, couldn’t get my legs warm and slept more than usual. Since I am still paying on the last trip to ER I called and was able to see my cardio doctor in 2 days. I waited mostly to save money and after seeing him he wrote me a note to not return to work till I had tests ran. I had a stress test, echo, EKG and labs. It took... read full review »