May 27, 2011 Barbara ext. 2907 Bank of America Called to get information why I do not qualify for the HAMP loan modification Barbara said my Loan Modification was declined I asked Why? What specific reason or reasons? Barbara said I should receive a letter that will tell me the reasons. I told Barbara I received a letter this morning and it did not give a specific reason or reasons. She said “if you would look at the bottom of the letter it says they were unable to create an affordable payment equal to 31% of my... read full review »