On 2/5/2009, I received a fax information sheet from Health Care Solutions. stating $0 deductible, PPO network for $199.00/month. Extremely hard to believe, I called the 888-441-5269 & spoke to a gentleman named Mike. He said he was from Sioux Falls, SD. He assured me I was guaranteed to be covered starting 3/1/2009 & within 7 to 10 business days, I would receive a 'welcome' packet stating all the particulars of the coverage. He also stated there was a $125 1-time enrollment fee & confirmed the $199/mo. cost. He also told... read full review »