This company offers a free credit report once, but charges you $1.00 to get it. When you give them your credit card information they then start to place regular monthly charges on your account which you have not authorized. I caught the first one in the amount of $24.95 and put a permanent stop payment on it which cost me $50.00 to do. Thereafter the annual fee to keep it in place is $20, however my bank says they only offer the service for two years. Today, a year after the original stop payment was issued, I tried to terminate the permanent... read full review »