The USB charging/data jack in my AT&T Nokia Mural begins to fail. Sometimes it charges. Sometimes not. It's been insured for over two years at $4.99/month charge for insurance. That's at least about $120. I initiate a claim. Hmm... There's a $50 deductible. What's the cost of a refurbished Nokia Mural on today's market (eBay, Amazon. etc)? About $59. I realize I've paid $120+ to save $9. Still, it's only a $9 difference, so I decide to go ahead with a claim, kicking myself the whole time. But do I... read full review »