I purchased AFLAC for the peace of mind that If I ever got sick or injured I would maintain 80% of my income and get some benifits related to the injury or sickness, I managed to get injured and now after a month of run around they are refusing to pay my wage supplement and the surgury benifit, The question is what is a hernia? is it an accident or an Injury? They claim its neither and do not want to pay, Why should anyone pay for insurance thaty will not cover them?? I am filing a legal claim for all my premiums paid, and the wage and injury benifit, I want to own that F&*(^ duck when I am done, AFLAC is a scam!!! read full review »