I had received a v/m from a man with a very heavy accent. HE stated that it was of urgent matter that I get in contact with him related to a legal matter, he left his # and no name. I called back and s/w a representative he stated that this call was from a law firm and that I had an outstanding payday loan for $818. which if not paid I was going to be arrested at my home and would have to pay court fees of $5000. I told him that that was ridiculous because I have not applied for nor received any money from their company. He said, that I did... read full review »