I have been with verizon wireless for several years. I have 4 wireless phones for my family. I have been paying insurance on both my children phones. When I first got the contract with them I was told the deductible was @25.00 dollars, well in the meantime over the years we have upgraded our phones. Today I went to put in a claim for my sons Envy Touch to my surprise the deductible was $89.00. When I asked what happened to the original #25.00 the answer I got was, it depended on the phone, since I had upgraded, the deductible was hire... read full review »