BAC Home Loans Servicing LP creates lies and excuses to prevent having to release funds for insurance reconstruction purposes. Their so called system takes up to two weeks before they will even start talking to you about an initiation check even though you have provided all information necessary to satisfy their demands. They are currently sitting on $42K of my funds and have failed on three occasions to provide the initiation check as documented they would in all of their discussions. Despite numerous calls, they refuse to let you speak to... read full review »