As a individual with no insurance due to full time schooling and decreased employment oppertunities from the market I was forced to enter the ER in November 2008. I was diagnosed with pneumonia but under went many extensive proceedures to verify pneumonia. The hospital was fully aware I was uninsured but billed me to the fullest extent. Unable to pay for the $9000 bill and unwilling to negotiate I am put into collections where UMC STILL refuses to negotiate. This is how you treat tax paying Americans? I am disgusted, In debt and just extremly dissapointed. read full review »