I would highly recommended that you do your shopping before using theses crooks! I have 2 accounts with them for my children... I am in financial hardship and I am having a little difficulty making ends meet. I asked for a change in my due date due to my payroll bein g changed and they said if I make a payment they can change my account well that is a LIE. Don't believe anything that they tell you it is all false!! Now my daughter's dentist states that they have done my daughter's braces wrong and he is concerned! I wish i would hve shopped around first... Do your homework! read full review »