Just received call from ER Solutions on a "so called" debt supposedly from 2005! I checked them out with the Washington State Licensing Collection Agency board, and in May of 2011, ER Solutions were fined $2000 for harassment and communicating to a 'debtor' more than 3 times in a single week. Keep a paper trail of when they call, frequency of call, any and all threats made by the rep, note any requests that were not sent to you. Get the name of rep and the acct # if you can. Whether you owe on a debt or not, you can still... read full review »