The Macy's credit services department withdrew their decision to honor what they promised in the last minuted, thus impacting my credit adversely. I was promised that if I spent more than $400 dollars on my card, my late payment mark on my credit report would be removed as a courtesy. The whole reason behind being late was that their email notification system does not specifically say whether you are late or not; it's very confusing to the consumer. Long story short, after spending the $400 on my card and paying it off, I called... read full review »