Never open your door to WFG representative, they will get in your house but they are looking to get money, family, and friends from you. They will force you to buy their products that actually is real (I did some research with people at AEGON) but that is not the case, they will harass to you and any references you give them to make money. Better go to a Credit Union and ask them to talk with a financial advisor. I wish I could find this page before I got in to it. read full review »