US National Bank, in a surprise mode, started imposing maintenance fee to my IRA account. They have sent only a brief letter stating include the dollar amount or the amount will be automaticaly deducted from the funds and thanked me for doing business with them. First, the amount of the fee is greater than the earned anual interest. Second, the letter does not provide what period this fee belongs to (when this fiscal year started and when it ends), third there was no previous letter to warn that there is a change in terms. forth, the option of... read full review »